Terms of Service

Please read these Terms of Service carefully before accessing or using unigrand.autos (the Website) or engaging with any services provided by Uni Grandeur Financial Inc. (hereinafter referred to as the Company, we, us, or our). By accessing the Website or using our services, you agree to be legally bound by these Terms. If you do not agree to all of the terms and conditions contained herein, you must immediately discontinue your use of the Website and refrain from engaging with our services. The Company is operated by the developer UniGrand from its principal office at 28 Glenborough Park Crescent, TORONTO — M2R 2G5, Canada (CA).

Table of Contents

• 1. Acceptance
• 2. Services
• 3. Use of Website
• 4. IP Rights
• 5. User Obligations
• 6. Confidentiality
• 7. DISCLAIMER
• 8. LIABILITY
• 9. Indemnification
• 10. Governing Law
• 11. General Provisions
• 12. Contact

1. Acceptance of Terms

By accessing, browsing, or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and all applicable laws and regulations governing your use of the Website. These Terms constitute a legally binding agreement between you, whether personally or on behalf of an entity you represent, and Uni Grandeur Financial Inc. Your access to and use of the Website is conditioned upon your acceptance of and compliance with these Terms.

If you are using the Website on behalf of a corporation, partnership, limited liability company, government agency, or other legal entity, you represent and warrant that you have the full legal authority to bind such entity to these Terms and that such entity accepts these Terms in their entirety. In such cases, the terms you and your as used in this document shall refer to both the individual user and the represented entity jointly and severally.

We reserve the right, at our sole discretion, to modify, amend, or replace these Terms at any time without prior notice to you. The most current version of the Terms will be posted on this page and will supersede all previous versions. Your continued use of the Website following the posting of any changes constitutes your acceptance of those changes. It is your responsibility to review these Terms periodically for updates. The date at the top of this page indicates when these Terms were last revised.

No modifications to these Terms proposed by you, whether in a purchase order, request for proposal, or any other document, shall be binding on the Company unless explicitly agreed to in writing by an authorized officer of Uni Grandeur Financial Inc. Any terms or conditions contained in any document provided by you that are contrary to, inconsistent with, or in addition to these Terms are expressly rejected by the Company.

2. Description of Services

Uni Grandeur Financial Inc. provides professional, scientific, and technical services in the domain of computer integrated systems design, including but not limited to financial systems architecture and integration, computer systems design and related services, real-time data pipeline engineering, legacy system modernization, regulatory compliance automation, cloud infrastructure architecture, risk analytics systems, high-frequency trading system design, and technical consulting for financial institutions and related industries. The precise scope, deliverables, timelines, and fees for any engagement shall be defined in a separate written agreement, statement of work, or engagement letter executed by both parties.

The Company makes no representation or warranty that any service described on the Website is available or appropriate for use in all jurisdictions. It is your sole responsibility to determine whether the services described meet your specific requirements and are compliant with the laws, regulations, and industry standards applicable to your organization and the jurisdiction in which you operate. We do not provide legal, tax, accounting, or regulatory compliance advice. You are responsible for obtaining independent professional advice regarding the legal and regulatory implications of any technical systems, architectures, or solutions we design, implement, or recommend.

The Company reserves the right to decline any engagement, refuse service to any person or entity, and modify or discontinue any service offering described on the Website at any time in its sole discretion, without incurring any liability to you or any third party. Descriptions of services on the Website do not constitute an offer to contract but are invitations to initiate discussions regarding potential engagements. No binding agreement for the provision of professional services exists between you and the Company until both parties have executed a formal written agreement.

3. Use of the Website

You may use the Website solely for lawful purposes and in accordance with these Terms. You agree not to use the Website in any way that violates any applicable federal, provincial, state, local, or international law or regulation, or that could damage, disable, overburden, or impair the Website or interfere with any other party's use and enjoyment of the Website. You further agree not to attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.

Prohibited activities include, without limitation: (a) using any robot, spider, scraper, or other automated means to access, copy, or monitor the Website for any purpose without our express prior written permission; (b) introducing any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful; (c) attempting to probe, scan, or test the vulnerability of the Website or any associated network, or to breach security or authentication measures; (d) using the Website to transmit, distribute, or store any material that is defamatory, obscene, threatening, infringing, or otherwise unlawful; (e) impersonating or attempting to impersonate the Company, an employee of the Company, another user, or any other person or entity; and (f) engaging in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm the Company or users of the Website or expose them to liability.

We reserve the right to monitor your use of the Website to ensure compliance with these Terms and to protect the security, integrity, and availability of our systems. We may, in our sole discretion and without prior notice, suspend or terminate your access to the Website if we reasonably believe that you have violated any provision of these Terms. We also reserve the right to report any activity that we suspect violates any law or regulation to appropriate law enforcement officials, regulators, or other third parties.

4. Intellectual Property Rights

All content, features, and functionality available on the Website, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, digital downloads, data compilations, software, code, architecture descriptions, case studies, technical papers, and the design, selection, and arrangement thereof (collectively, the Content), is owned by Uni Grandeur Financial Inc., its licensors, or other providers of such material and is protected by Canadian and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. The Company name, the Uni Grandeur Financial Inc. logo, the UniGrand mark, the unigrand.autos domain, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Website and to view, download for caching purposes only, and print pages from the Website for your own personal, non-commercial use, subject to your compliance with these Terms. This license does not include: (a) any resale or commercial use of the Website or its Content; (b) any collection and use of any service listings, descriptions, or pricing; (c) any derivative use of the Website or its Content; (d) any downloading, copying, or other use of the Website or Content for the benefit of any third party; (e) any use of data mining, robots, or similar data gathering and extraction tools; or (f) any reproduction, duplication, distribution, modification, public display, public performance, or creation of derivative works from the Content without the express prior written consent of the Company.

Any intellectual property developed, created, or produced by the Company in the course of providing professional services to a client shall be governed by the intellectual property provisions of the separate written agreement executed between the Company and that client. In the absence of specific contractual provisions to the contrary, all intellectual property rights in deliverables, work product, code, designs, documentation, methodologies, and other materials created by the Company in the course of an engagement shall remain the sole and exclusive property of the Company, and the client shall receive a non-exclusive, non-transferable license to use such materials for its internal business purposes.

5. User Obligations

As a user of the Website, you represent, warrant, and covenant that you shall: (a) provide accurate, current, and complete information when communicating with the Company through any channel, including contact forms, email, telephone, or postal mail; (b) maintain and promptly update any information you provide to the Company so that it remains accurate, current, and complete; (c) be responsible for maintaining the confidentiality of any access credentials, passwords, or other account identifiers, and for all activities that occur under such credentials; (d) notify the Company immediately of any unauthorized use of your credentials or any other breach of security; (e) use the Website only for lawful purposes and in full compliance with all applicable laws and regulations; and (f) ensure that any materials, data, or information you transmit or provide to the Company do not contain any viruses, malware, or other harmful or disruptive components.

You further agree that you shall not: (a) engage in any activity that interferes with or disrupts the Website or the servers and networks connected to the Website; (b) attempt to reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of any software used in connection with the Website; (c) circumvent, disable, or otherwise interfere with security-related features of the Website or features that prevent or restrict the use or copying of any Content; (d) frame, mirror, or otherwise incorporate any portion of the Website into any other website or service without our prior written consent; or (e) use the Website in any manner that could damage, disable, overburden, or impair the Website or interfere with any other party's use of the Website.

You are solely responsible for all equipment, software, and internet connectivity necessary to access and use the Website. You acknowledge that the Company is not responsible for any internet or network charges, data fees, or equipment costs you may incur in connection with your use of the Website. You are responsible for implementing sufficient procedures and safeguards to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to the Website for any reconstruction of lost data.

6. Confidentiality

In the course of your interactions with Uni Grandeur Financial Inc., you may disclose or make available to us information of a confidential, proprietary, or commercially sensitive nature, including but not limited to business plans, financial data, technical specifications, system architectures, trade secrets, customer lists, and other non-public information, whether disclosed in writing, orally, or through any other medium. The Company agrees to treat all such information as confidential and to use it solely for the purpose of evaluating, negotiating, or performing the services you have requested.

The Company shall protect the confidentiality of your information using the same degree of care it uses to protect its own confidential information of a similar nature, but in no event less than a reasonable standard of care. We shall not disclose your confidential information to any third party without your prior written consent, except: (a) to our employees, contractors, and professional advisors who have a legitimate need to know such information for the purpose of providing services to you and who are bound by confidentiality obligations at least as protective as those set forth in these Terms; (b) as required by law, regulation, court order, subpoena, or other legal process; (c) where the information is or becomes publicly available through no breach of these Terms by the Company; (d) where the information was already in the Company's lawful possession prior to disclosure by you; or (e) where the information was independently developed by the Company without reference to or reliance upon your confidential information.

This confidentiality obligation shall survive the termination or expiration of any engagement between you and the Company for a period of five years, or such longer period as may be required by applicable law. The Company reserves the right to disclose your confidential information to governmental or regulatory authorities if, in our reasonable opinion, such disclosure is necessary to comply with a legal obligation, protect our rights, or prevent fraud or illegal activity. Nothing in these Terms shall prevent the Company from using general knowledge, skills, and experience retained in the unaided memories of its personnel in the course of performing similar services for other clients, provided that such use does not result in the disclosure of your specific confidential information.

7. DISCLAIMER OF WARRANTIES

THE FOLLOWING PROVISIONS ARE IMPORTANT AND AFFECT YOUR LEGAL RIGHTS. PLEASE READ THEM CAREFULLY.

THE WEBSITE, ITS CONTENT, AND ANY SERVICES DESCRIBED THEREIN ARE PROVIDED ON AN AS IS AND AS AVAILABLE BASIS, WITHOUT ANY REPRESENTATIONS, WARRANTIES, OR CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR ARISING FROM COURSE OF DEALING, USAGE, OR TRADE PRACTICE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, UNI GRANDEUR FINANCIAL INC. EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY OF DATA, QUIET ENJOYMENT, AND ANY WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING, OR USAGE OF TRADE.

WITHOUT LIMITING THE FOREGOING, THE COMPANY DOES NOT WARRANT THAT: (A) THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; (B) THE INFORMATION, CONTENT, OR MATERIALS PROVIDED ON THE WEBSITE WILL BE ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE; (C) ANY DEFECTS OR ERRORS IN THE WEBSITE OR ITS CONTENT WILL BE CORRECTED; (D) THE WEBSITE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; OR (E) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE OR OUR SERVICES WILL BE ACCURATE, RELIABLE, OR SATISFY YOUR REQUIREMENTS. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE WEBSITE AND ANY RELIANCE ON THE CONTENT.

THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, OR ACCURACY OF ANY CASE STUDIES, TECHNICAL PAPERS, ARCHITECTURE DESCRIPTIONS, OR OTHER CONTENT PRESENTED ON THE WEBSITE. SUCH CONTENT IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS PROFESSIONAL ADVICE. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY THE COMPANY OR ITS AUTHORIZED REPRESENTATIVES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS. THE FOREGOING EXCLUSIONS OF IMPLIED WARRANTIES MAY NOT APPLY TO YOU TO THE EXTENT THAT APPLICABLE LAW PROHIBITS THE EXCLUSION OF IMPLIED WARRANTIES.

8. LIMITATION OF LIABILITY

THE FOLLOWING PROVISIONS LIMIT THE COMPANY'S LIABILITY TO YOU. PLEASE READ THEM CAREFULLY BEFORE USING THE WEBSITE OR ENGAGING WITH OUR SERVICES.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL UNI GRANDEUR FINANCIAL INC., ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS, SUPPLIERS, LICENSORS, OR SUCCESSORS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION LOST PROFITS, LOST REVENUE, LOST DATA, LOST BUSINESS OPPORTUNITY, LOST GOODWILL, BUSINESS INTERRUPTION, PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, PERSONAL INJURY, PROPERTY DAMAGE, OR ANY OTHER PECUNIARY OR NON-PECUNIARY LOSS, ARISING OUT OF OR IN CONNECTION WITH: (A) YOUR USE OF, OR INABILITY TO USE, THE WEBSITE; (B) YOUR RELIANCE ON ANY CONTENT, INFORMATION, OR MATERIALS PROVIDED ON OR THROUGH THE WEBSITE; (C) ANY SERVICES PROVIDED OR FAILURE TO PROVIDE SERVICES BY THE COMPANY; (D) ANY UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (E) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE WEBSITE; OR (F) ANY OTHER MATTER RELATING TO THE WEBSITE, THESE TERMS, OR THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

TO THE EXTENT PERMITTED BY APPLICABLE LAW, THE AGGREGATE LIABILITY OF UNI GRANDEUR FINANCIAL INC. AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND CONTRACTORS TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS, THE WEBSITE, OR OUR SERVICES, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, STATUTE, OR OTHERWISE, SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL AMOUNTS PAID BY YOU TO THE COMPANY FOR SERVICES DURING THE TWELVE MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) ONE HUNDRED CANADIAN DOLLARS (CAD $100.00). THE EXISTENCE OF MULTIPLE CLAIMS SHALL NOT ENLARGE THIS LIMIT. YOU ACKNOWLEDGE AND AGREE THAT THIS LIMITATION OF LIABILITY IS AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN YOU AND THE COMPANY AND THAT, IN THE ABSENCE OF THIS LIMITATION, THE COMPANY WOULD NOT MAKE THE WEBSITE OR ITS SERVICES AVAILABLE ON THE TERMS SET FORTH HEREIN.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS. NOTHING IN THESE TERMS IS INTENDED TO EXCLUDE OR LIMIT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW, INCLUDING LIABILITY FOR DEATH OR PERSONAL INJURY CAUSED BY THE COMPANY'S NEGLIGENCE, OR FOR FRAUD OR FRAUDULENT MISREPRESENTATION.

9. Indemnification

You agree to defend, indemnify, and hold harmless Uni Grandeur Financial Inc., its affiliates, licensors, service providers, and their respective officers, directors, employees, agents, contractors, successors, and assigns from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable legal and accounting fees) arising out of or relating to: (a) your violation of these Terms of Service; (b) your use of the Website, including any use of the Website's content, services, and products other than as expressly authorized in these Terms; (c) your violation of any applicable law, rule, or regulation; (d) your infringement, misappropriation, or violation of any third-party right, including without limitation any intellectual property right, publicity right, confidentiality right, property right, or privacy right; (e) any materials, data, or content you transmit or otherwise make available through the Website; or (f) any dispute between you and a third party arising from or related to your use of the Website or our services.

The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you shall cooperate with the Company in asserting any available defenses. You shall not, in any event, settle any claim or matter without the prior written consent of the Company unless such settlement includes a full and unconditional release of the Company from all liability and does not contain any admission of fault, culpability, or wrongdoing on the part of the Company.

10. Governing Law and Dispute Resolution

These Terms of Service and any dispute or claim arising out of or in connection with them, their subject matter, or their formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, and the federal laws of Canada applicable therein, without giving effect to any choice-of-law or conflict-of-law principles that would result in the application of the laws of any other jurisdiction. The United Nations Convention on Contracts for the International Sale of Goods shall not apply to these Terms or to any transaction contemplated hereunder.

Any dispute, controversy, or claim arising out of or relating to these Terms, their breach, termination, or validity, shall be submitted to the exclusive jurisdiction of the courts of the Province of Ontario sitting in the City of Toronto. You and the Company each irrevocably consent to the personal jurisdiction and venue of such courts and waive any objection based on inconvenient forum or any other objection to the laying of venue in such courts. You agree that, regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Website or these Terms must be filed within one year after such claim or cause of action arose, or it shall be forever barred.

Prior to initiating any formal legal proceedings, you and the Company agree to first attempt to resolve any dispute informally. If a dispute arises, the parties shall attempt to negotiate a resolution in good faith within a period of thirty days from the date that one party provides the other with written notice of the dispute. If the dispute cannot be resolved through informal negotiation within this period, either party may then proceed to exercise its rights through the courts as set forth above. Nothing in this provision shall prevent either party from seeking injunctive or other equitable relief from a court of competent jurisdiction to prevent irreparable harm, or from exercising any self-help remedies available at law or in equity.

11. General Provisions

12. Contact Information

Uni Grandeur Financial Inc. welcomes your questions, comments, and requests regarding these Terms of Service. You may contact the Company through any of the following channels:

We endeavor to respond to all inquiries within two business days. If you believe that any provision of these Terms has been breached by the Company, or if you have any suggestions for improving these Terms or the Website, we encourage you to contact us so that we may address your concerns directly. Your feedback is valued and helps us maintain a clear, fair, and legally sound framework for our relationship with all users of the Website and consumers of our professional services.